{"id":1221,"date":"2021-11-05T10:42:04","date_gmt":"2021-11-05T14:42:04","guid":{"rendered":"https:\/\/www.garrettandrobinson.com\/?page_id=1221"},"modified":"2023-10-27T11:56:20","modified_gmt":"2023-10-27T15:56:20","slug":"financial-planning","status":"publish","type":"page","link":"https:\/\/www.garrettandrobinson.com\/financial-planning\/","title":{"rendered":"Financial Planning"},"content":{"rendered":"\t\t
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Stop Dreaming. Make It Happen. You have goals and dreams. It might be retiring early. Or, giving your children a leg-up in life. But fear and anxiety are what keep many from taking those vital first steps in achieving their life goals \u2013 goals that might be realistic with the right plan.<\/p>

Your Financial House\u2122 helps to remove that stress. The commonsense principles outlined in Your Financial House\u2122 have the ability to help people of all generations, and with all kinds of needs, enjoy a higher quality of life. That\u2019s because it\u2019s a plan built around the lives of you and your loved ones, not around investment products.<\/p>

When you are ready to take that step and start building Your Financial House\u2122, it\u2019s as simple as giving us a phone call. We\u2019d love to make a difference in your life.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Your Financial House\u2122<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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If you\u2019ve ever built a house or known somebody who has, you know there was a vision of what it would look like long before it was constructed.<\/p>

Imagine if you told the builder, \u201cListen, we\u2019ve taken pictures off the internet, sketched out some designs and this is how we think the house should look. We really don\u2019t want to involve an architect to do a blueprint\u2014just start building.\u201d It\u2019s highly likely the builder would never take that job.<\/p>

Sadly, in the financial industry, you can meet with a financial advisor, share your vision, thoughts and financial statements only to watch the advisor jot down a few notes and say, \u201cNow that I have a glimpse of your vision, let\u2019s take your money and place your life savings in \u2018these investments\u2019 which have done historically well.\u201d<\/p>

This is the equivalent of a builder who would take your money and start building your house without a blueprint.<\/p>

You would never build a house without a blueprint. Why would you do the same with your life savings and financial future?<\/p>

We begin by helping you design your financial blueprint room by room so we can help you construct Your Financial House\u2122.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Life Insurance Planning<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Okay, we know this isn\u2019t a fun topic to discuss. However, we know, life doesn\u2019t guarantee us tomorrow. We value helping you determine how much or how little life insurance you need depending on your circumstances and stage of life.<\/p>

You buy life insurance not because you\u2019re going to die, but because those you love are going to live\u2014and you want them to be financially secure after you\u2019re gone.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Long-term Care Insurance Planning<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Let\u2019s face it\u2014the discussion that our health may one day decline to a point where we need help in the home, move into an assisted living community or live our final days in a nursing home isn\u2019t an enjoyable topic. The reality, however, is we need to prepare in case it does.<\/p>

The cost of care can potentially eat up your entire life\u2019s savings.<\/p>

Purchasing long-term care insurance can help you have peace of mind. You\u2019ll know that if you become ill, you can afford the care you need and still have enough money for you and your spouse to eat. Plus, your children won\u2019t be burdened with huge payments for your care.<\/p>

We value helping you plan for this unforeseen event so you can afford the absolute best care and circumstances should a long-term care need arise in your lifetime.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Disability Insurance Planning<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Long-term disability insurance protects you from loss of income if you are unable to work for a long period of time due to an illness or injury.<\/p>

Don\u2019t think a permanent disability could sideline you and your ability to work? According to the Social Security Administration, just over one in four of today\u2019s 20-year-olds will become disabled before reaching age 67.<\/p>

Those odds are too high for you to skimp on long-term disability insurance. If you\u2019re in your prime wage-earning years, a permanent disability could potentially derail your dreams of home ownership or paying for your kid\u2019s college.<\/p>

Bottom line: we want to make sure you\u2019re covered. Many companies offer long-term disability insurance to their employees, so we will start there helping you evaluate your options. We value assisting you plan for the unforeseen event should you become permanently disabled and unable to work creating a financial hardship on you and your family.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Stop Dreaming. Make It Happen. You have goals and dreams. It might be retiring early. Or, giving your children a leg-up in life. But fear and anxiety are what keep many from taking those vital first steps in achieving their life goals \u2013 goals that might be realistic with the right plan. Your Financial House\u2122 […]<\/p>\n","protected":false},"author":5,"featured_media":1385,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"post_statement":"","post_description":"","post_cta":"","post_button":"Read More","post_button_url":"","compliance_id":"","post_disclaimer":"","footnotes":"","_links_to":"","_links_to_target":""},"oi_page_folder":[],"_links":{"self":[{"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/pages\/1221"}],"collection":[{"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/comments?post=1221"}],"version-history":[{"count":42,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/pages\/1221\/revisions"}],"predecessor-version":[{"id":1782,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/pages\/1221\/revisions\/1782"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/media\/1385"}],"wp:attachment":[{"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/media?parent=1221"}],"wp:term":[{"taxonomy":"oi_page_folder","embeddable":true,"href":"https:\/\/www.garrettandrobinson.com\/wp-json\/wp\/v2\/oi_page_folder?post=1221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}