112 Cedar St. Carrollton, GA 30117

Financial Planning

Stop Dreaming. Make It Happen. You have goals and dreams. It might be retiring early. Or, giving your children a leg-up in life. But fear and anxiety are what keep many from taking those vital first steps in achieving their life goals – goals that might be realistic with the right plan.

Your Financial House™ helps to remove that stress. The commonsense principles outlined in Your Financial House™ have the ability to help people of all generations, and with all kinds of needs, enjoy a higher quality of life. That’s because it’s a plan built around the lives of you and your loved ones, not around investment products.

When you are ready to take that step and start building Your Financial House™, it’s as simple as giving us a phone call. We’d love to make a difference in your life.

Your Financial House™

If you’ve ever built a house or known somebody who has, you know there was a vision of what it would look like long before it was constructed.

Imagine if you told the builder, “Listen, we’ve taken pictures off the internet, sketched out some designs and this is how we think the house should look. We really don’t want to involve an architect to do a blueprint—just start building.” It’s highly likely the builder would never take that job.

Sadly, in the financial industry, you can meet with a financial advisor, share your vision, thoughts and financial statements only to watch the advisor jot down a few notes and say, “Now that I have a glimpse of your vision, let’s take your money and place your life savings in ‘these investments’ which have done historically well.”

This is the equivalent of a builder who would take your money and start building your house without a blueprint.

You would never build a house without a blueprint. Why would you do the same with your life savings and financial future?

We begin by helping you design your financial blueprint room by room so we can help you construct Your Financial House™.

House Silhouette

Life Insurance Planning

Okay, we know this isn’t a fun topic to discuss. However, we know, life doesn’t guarantee us tomorrow. We value helping you determine how much or how little life insurance you need depending on your circumstances and stage of life.

You buy life insurance not because you’re going to die, but because those you love are going to live—and you want them to be financially secure after you’re gone.

Long-term Care Insurance Planning

Let’s face it—the discussion that our health may one day decline to a point where we need help in the home, move into an assisted living community or live our final days in a nursing home isn’t an enjoyable topic. The reality, however, is we need to prepare in case it does.

The cost of care can potentially eat up your entire life’s savings.

Purchasing long-term care insurance can help you have peace of mind. You’ll know that if you become ill, you can afford the care you need and still have enough money for you and your spouse to eat. Plus, your children won’t be burdened with huge payments for your care.

We value helping you plan for this unforeseen event so you can afford the absolute best care and circumstances should a long-term care need arise in your lifetime.

Disability Insurance Planning

Long-term disability insurance protects you from loss of income if you are unable to work for a long period of time due to an illness or injury.

Don’t think a permanent disability could sideline you and your ability to work? According to the Social Security Administration, just over one in four of today’s 20-year-olds will become disabled before reaching age 67.

Those odds are too high for you to skimp on long-term disability insurance. If you’re in your prime wage-earning years, a permanent disability could potentially derail your dreams of home ownership or paying for your kid’s college.

Bottom line: we want to make sure you’re covered. Many companies offer long-term disability insurance to their employees, so we will start there helping you evaluate your options. We value assisting you plan for the unforeseen event should you become permanently disabled and unable to work creating a financial hardship on you and your family.